:root {
    --primary: #0d3b66;
    --accent: #f4d35e;
    --muted: #e9ecef;
    --ink: #1b1d1f;
    --white: #ffffff;
    --shadow: rgba(13, 59, 102, 0.08);
    --body-font: "Segoe UI", Arial, sans-serif;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: var(--body-font);
    color: var(--ink);
    background-color: var(--white);
    line-height: 1.6;
}

a {
    color: inherit;
    text-decoration: none;
}

img {
    max-width: 100%;
    display: block;
}

header {
    background-color: var(--white);
    border-bottom: 1px solid var(--muted);
    position: sticky;
    top: 0;
    z-index: 100;
}

.container {
    width: min(1200px, 90%);
    margin: 0 auto;
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 0;
}

.logo {
    display: flex;
    flex-direction: column;
    font-weight: 700;
    color: var(--primary);
}

.logo span:last-child {
    font-size: 0.85rem;
    font-weight: 500;
    color: #42526e;
}

.nav-links {
    display: flex;
    gap: 1.5rem;
    font-weight: 500;
}

.nav-links a {
    position: relative;
}

.nav-links a::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -0.35rem;
    width: 100%;
    height: 2px;
    transform: scaleX(0);
    transform-origin: right;
    background: var(--accent);
    transition: transform 0.3s ease;
}

.nav-links a:hover::after,
.nav-links a:focus-visible::after {
    transform: scaleX(1);
    transform-origin: left;
}

.mobile-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.75rem;
    cursor: pointer;
}

.hero {
    position: relative;
    min-height: 70vh;
    display: grid;
    place-items: center;
    padding: 4rem 0;
    color: var(--white);
    overflow: hidden;
}

.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(110deg, rgba(13, 59, 102, 0.85), rgba(13, 59, 102, 0.65));
    z-index: 1;
}

.hero-bg {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    filter: brightness(0.75);
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 720px;
}

.hero h1 {
    font-size: clamp(2.4rem, 5vw, 3.8rem);
    margin-bottom: 1rem;
}

.hero p {
    font-size: 1.1rem;
    margin-bottom: 1.5rem;
}

.cta-group {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.85rem 1.8rem;
    border-radius: 999px;
    font-weight: 600;
    cursor: pointer;
    border: 2px solid transparent;
    transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease, color 0.3s ease;
}

.btn-primary {
    background: var(--accent);
    color: var(--ink);
    box-shadow: 0 10px 25px rgba(244, 211, 94, 0.35);
}

.btn-primary:hover,
.btn-primary:focus-visible {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(244, 211, 94, 0.5);
}

.btn-outline {
    border-color: var(--white);
    color: var(--white);
}

.btn-outline:hover,
.btn-outline:focus-visible {
    background: var(--white);
    color: var(--primary);
    transform: translateY(-2px);
}

.section {
    padding: clamp(3rem, 5vw, 5rem) 0;
}

.section-heading {
    text-align: center;
    margin-bottom: 2.5rem;
}

.section-heading span {
    display: inline-block;
    text-transform: uppercase;
    letter-spacing: 0.25rem;
    font-weight: 600;
    color: var(--accent);
    margin-bottom: 0.8rem;
}

.section-heading h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    margin: 0;
    color: var(--primary);
}

.grid {
    display: grid;
    gap: 2rem;
}

.grid-cols-3 {
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}

.card {
    background: var(--white);
    padding: 2rem;
    border-radius: 16px;
    box-shadow: 0 18px 40px var(--shadow);
}

.card h3 {
    margin-top: 0;
    color: var(--primary);
}

.card p {
    margin-bottom: 0;
    color: #42526e;
}

.badge {
    display: inline-block;
    padding: 0.35rem 0.75rem;
    border-radius: 999px;
    font-size: 0.75rem;
    font-weight: 600;
    background: rgba(244, 211, 94, 0.15);
    color: var(--primary);
}

.feature-list {
    display: grid;
    gap: 1.5rem;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}

.feature {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.feature-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: rgba(13, 59, 102, 0.1);
    color: var(--primary);
    display: grid;
    place-items: center;
    font-weight: 700;
}

.timeline {
    display: grid;
    gap: 2rem;
    position: relative;
    padding-left: 1.5rem;
}

.timeline::before {
    content: "";
    position: absolute;
    left: 8px;
    top: 0;
    bottom: 0;
    width: 2px;
    background: var(--muted);
}

.timeline-item {
    position: relative;
    padding-left: 1.5rem;
}

.timeline-item::before {
    content: "";
    position: absolute;
    left: -1.1rem;
    top: 0.35rem;
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: var(--accent);
    border: 3px solid var(--white);
    box-shadow: 0 0 0 3px rgba(244, 211, 94, 0.25);
}

.split {
    display: grid;
    gap: 3rem;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    align-items: center;
}

.split img {
    border-radius: 20px;
    box-shadow: 0 20px 40px rgba(13, 59, 102, 0.2);
}

.stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 1.5rem;
    margin-top: 2.5rem;
}

.stat {
    text-align: center;
    padding: 1.5rem;
    border-radius: 16px;
    background: var(--muted);
    color: var(--primary);
    font-weight: 600;
}

.stat span {
    display: block;
    font-size: 2rem;
    font-weight: 700;
}

.callout {
    background: linear-gradient(135deg, rgba(13, 59, 102, 0.95), rgba(13, 59, 102, 0.8));
    color: var(--white);
    padding: 3rem;
    border-radius: 24px;
    text-align: center;
    box-shadow: 0 24px 50px rgba(13, 59, 102, 0.35);
}

.callout h2 {
    margin-top: 0;
    font-size: clamp(2rem, 4vw, 3rem);
}

.list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 1rem;
}

.list li {
    background: var(--muted);
    padding: 1.25rem 1.5rem;
    border-radius: 12px;
    color: #4b4f56;
    border: 1px solid rgba(13, 59, 102, 0.08);
}

footer {
    background: #041b33;
    color: rgba(255, 255, 255, 0.8);
    padding: 2.5rem 0;
}

.footer-grid {
    display: grid;
    gap: 2rem;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}

.footer-column h4 {
    margin-top: 0;
    color: var(--white);
}

.footer-column ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 0.65rem;
}

.footer-bottom {
    margin-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.15);
    padding-top: 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    align-items: flex-start;
}

.policy-container {
    background: var(--white);
    border-radius: 18px;
    padding: clamp(2rem, 4vw, 3rem);
    box-shadow: 0 24px 48px var(--shadow);
    margin-bottom: 3rem;
}

.policy-container h2 {
    color: var(--primary);
}

table {
    border-collapse: collapse;
    width: 100%;
}

th,
td {
    padding: 0.85rem 1rem;
    text-align: left;
    border-bottom: 1px solid var(--muted);
}

form {
    display: grid;
    gap: 1.5rem;
}

.form-feedback {
    display: none;
    padding: 1rem 1.25rem;
    border-radius: 12px;
    background: rgba(13, 59, 102, 0.08);
    color: var(--primary);
    font-weight: 600;
}

.form-feedback.active {
    display: block;
}

form .field-group {
    display: grid;
    gap: 1rem;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.5rem;
}

input,
textarea,
select {
    width: 100%;
    padding: 0.9rem 1rem;
    border-radius: 10px;
    border: 1px solid rgba(13, 59, 102, 0.25);
    font-size: 1rem;
    font-family: var(--body-font);
    transition: border-color 0.3s ease, box-shadow 0.3s ease;
}

input:focus,
textarea:focus,
select:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(13, 59, 102, 0.15);
    outline: none;
}

.checkbox-group {
    display: flex;
    gap: 0.75rem;
    align-items: flex-start;
}

.checkbox-group input[type="checkbox"] {
    width: auto;
    margin-top: 0.3rem;
}

.contact-card {
    padding: 2.5rem;
    border-radius: 20px;
    background: var(--muted);
    display: grid;
    gap: 1.5rem;
}

.contact-detail {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
}

.contact-detail span:first-child {
    font-weight: 600;
    color: var(--primary);
}

.banner {
    background: rgba(244, 211, 94, 0.15);
    border-radius: 16px;
    padding: 1.5rem;
    margin-bottom: 2rem;
    border: 1px solid rgba(244, 211, 94, 0.35);
}

.hero-brand-grid {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 1rem;
    margin-top: 2rem;
}

.hero-brand-grid span {
    padding: 0.5rem 1rem;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.35);
    font-weight: 600;
}

@media (max-width: 768px) {
    .nav-links {
        position: absolute;
        top: 68px;
        right: 5%;
        background: var(--white);
        flex-direction: column;
        align-items: flex-start;
        padding: 1rem 1.5rem;
        border-radius: 16px;
        box-shadow: 0 18px 40px var(--shadow);
        display: none;
    }

    .nav-links.open {
        display: flex;
    }

    .mobile-toggle {
        display: block;
    }

    .hero {
        min-height: 60vh;
    }

    .callout {
        padding: 2.5rem 1.5rem;
    }

    .footer-bottom {
        align-items: center;
    }
}